Ms. Smallwood is a Managing Director of the firm and serves as an adviser and strategist. She has over thirty- eight years of prior experience in the financial services industry in fixed income, funding and money market trading. Bonnie was a Senior Vice President for BB&T Capital Markets in Richmond, VA for nineteen years, serving as a Money Market Trader. In her role as Money Market Trader, she served as the head Repurchase Agreement Trader, and traded various short- term products on the money market desk. Bonnie began her career at Bank of Virginia, which became Signet Bank, serving as the primary federal funds trader for three separate entities, facilitated the primary issuance of commercial paper and master note programs, as well as managing the Eurodollar time deposit programs headquartered in Nassau and Grand Cayman. She was also part of the Capital One transitions team providing interim management of the federal funds desk and short-term funding for a period of eighteen months. Bonnie studied at Virginia Commonwealth University. She holds a FINRA Series 65 license.